Filling the void in the lifelong financial wellness
of successful individuals in the workplace.
Valley View Consultants, Inc. (VVC) is a third-party Analytics, Sponsor and Administrator of The STAR Plan.
The STAR Plan is a Personal "Parity" Restoration Strategy for higher and highly compensated individuals (HCE Class) that qualify to access investment oriented institutionally priced life insurance (ILI).
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We all need to two planning buckets.
The STAR Plan allows America's ILI qualifying individuals to save, plan and protect outside Washington's options on a more valuable basis.
A Total Financial Protection Management Strategy:
What if things go terribly wrong?
What if things go as well as you hope?
What if things go significantly better than ever envisioned?
The STAR Plan Value Proposition
100% cash surrender value vs. 90% 401(k), 80% 409A, 25%-60% retail life insurance.
Lower lifelong total costs than similar fund investing in 401(k) or taxable account.
Lifelong tax-advantages, creditor protection and planning preferences.
Longevity hedge as medical science lets us live longer - longer we live, lower the cost.
Added financial protection if you get sick or die.
The STAR Plan empowers individuals, employers and trustees to combat Washington's discrimination and Personal Financial Planning shortfalls.
HCE Class career and life choices made The STAR Plan ... possible.
Respect makes The STAR Plan value proposition ... accessible.
The STAR Plan eliminates the planning and tax impact of success.
An Institutional Life Insurance Plan Administration and Service Center for Successful Individuals, Employers and Trustees.