Valley View Consultants, Inc.

Filling the void in the lifelong financial wellness

 of successful individuals in the workplace.

Valley View Consultants, Inc. (VVC) is a third-party Analytics, Sponsor and Administrator of The STAR Plan.

The STAR Plan is a Personal "Parity" Restoration Strategy for higher and highly compensated employees / individuals (HCE Class) that qualify to access investment oriented institutionally priced life insurance (ILI).

The STAR Plan converts HCE longevity into superior investment and risk management.

Individuals - Employers - Trustees

Why VVC Created The STAR Plan

The STAR Plan - Due Diligence Overview

What is the probability your plan will exceed expectations?


The "Parity" problem is the inability of higher and highly compensated individuals / households to save equally efficiently outside the 401(k).

Age 45 male spendable cash gain / loss comparison to the 401(k) structure.

The STAR Plan featuring ILI

  • Comparable or greater net accessible cash from day one (Green).

  • Multiple asset allocation management alternatives.

  • Added creditor protection (states).

  • Cash values 100% excluded from college financial aid (FAFSA) calculations.

  • Greater lifelong and retirement cash management options.

  • Integrated professional plan management.

  • Added financial protection if you get sick (Orange) or die (Yellow).

Sample STAR Male     Sample STAR Female

No longer do America's 50 million STAR qualifying households have to fall off the traditional taxable investing financial cliff when saving outside the 401(k) or Roth IRA. 

Mark Whitelaw - Owner and President
Prudent Planning Design, Administration and Consulting Services for 30 years.

STAR Suitability

Healthy individuals performing "white-collar" roles in the workplace and earn $50,000+.

The higher the income, the greater STAR's suitability and financial advantages.

Opportunities for the 35%


Medical Advancements increasing the life expectancy of higher compensated "white-collar" individuals has allowed ILI funded "Parity" Restoration to evolve from an Employer Sponsored Executive Benefit into a direct access Personal Planning Choice for America's 50 million HCE Class households.

The STAR Plan is a "longevity" based Investment, Retirement and Legacy strategy for ILI qualifying individuals.
The longer we live, the greater The STAR Plan financial advantage for you and your family.