Filling the void in the lifelong financial wellness
of successful individuals in the workplace.
Valley View Consultants, Inc. (VVC) is a third-party Analytics, Sponsor and Administrator of The STAR Plan.
The STAR Plan is a Personal "Parity" Restoration Strategy for higher and highly compensated employees / individuals (HCE Class) that qualify to access investment oriented institutionally priced life insurance (ILI).
The STAR Plan converts HCE longevity into superior investment and risk management.
Individuals - Employers - Trustees
The "Parity" problem is the inability of higher and highly compensated individuals / households to save equally efficiently outside the 401(k).
Age 45 male spendable cash gain / loss comparison to the 401(k) structure.
The STAR Plan featuring ILI
Comparable or greater net accessible cash from day one (Green).
Multiple asset allocation management alternatives.
Added creditor protection (states).
Cash values 100% excluded from college financial aid (FAFSA) calculations.
Greater lifelong and retirement cash management options.
Integrated professional plan management.
Added financial protection if you get sick (Orange) or die (Yellow).
No longer do America's 50 million STAR qualifying households have to fall off the traditional taxable investing financial cliff when saving outside the 401(k) or Roth IRA.
Healthy individuals performing "white-collar" roles in the workplace and earn $50,000+.
The higher the income, the greater STAR's suitability and financial advantages.