Filling the void in the lifelong financial wellness
of successful individuals in the workplace.
Valley View Consultants, Inc. (VVC) is a third-party Analytics, Sponsor and Administrator of The STAR Plan.
The STAR Plan is a Total Financial Protection Strategy for higher and highly compensated individuals that qualify to access investment oriented institutionally priced life insurance (ILI).
We all need to two planning buckets.
The STAR Plan:
Complements employer sponsored / tax-qualified saving - 401(k), 403(b), IRA, etc.
Non-qualified asset consolidation and self-funded risk management strategy for saving outside the 401(k) / 409A for life's Total Financial Protection needs.
The ideal planning / benefits complement for ILI qualifying individuals.
A Total Financial Protection Management Strategy:
What if things go terribly wrong?
What if things go as well as you hope?
What if things go significantly better than ever envisioned?
The STAR Plan vs. Personal Financial Planning:
100% cash surrender value vs. 90% 401(k), 80% 409A, 25%-60% retail life insurance.
Lower lifelong total costs than similar fund investing in 401(k) or taxable account.
Lifelong tax-advantages, creditor protection and planning preferences.
Longevity hedge as medical science lets us live longer - longer we live, lower the cost.
Added financial protection if you get sick or die.
The STAR Plan empowers individuals, employers and trustees to combat Benefits and Personal Financial Planning shortfalls through ... Respect.
HCE Class career and life choices made The STAR Plan ... possible.
Respect makes The STAR Plan value proposition ... accessible.
The STAR Plan eliminates the benefits and planning impact of success.
An Institutional Life Insurance Plan Administration and Service Center for Successful Individuals, Employers and Trustees.