Valley View Consultants, Inc.

Helping CEO's demonstrate appreciation and financial respect for their key employees*

The STAR Plan^® Strategic Talent Appreciation and Recognition.

Key employees have been denied the level of cash accumulation and family protection efficiencies others are given:

	· Cap-out of tax-qualified workplace programs … 401(k), 403(b), SEP, etc.
	· Cap-out of group life insurance programs.
	· Can’t contribute to IRA’s.
	· Annuities and mutual funds are better suited to individuals in lower tax rates.
	· Key employees are more likely to remain in a higher tax rate in the future.
	· Supplemental group term life insurance is not priced effectively for key employee risks.

The loss of these financial efficiencies can cost the average key employee a projected $3.1 million over their lifetime. (VVC 4/2008 STAR Participant Average)

That’s the role of The STAR Plan^® … restoring financial parity among employees.

And that should be the role of CEO's ... who all understand that parity, fairness, and equal opportunity are essential for a successful workplace culture.

In 1974 ERISA created the financial parity problem for CEO’s … the need for employers to offer two levels of value to provide parity across all their people.

The problem is ... until just recently there hasn’t been an effective way to offer the second level of value.

Now they have the means … The STAR Plan^®.

Helping CEO's offer financial parity to their key employees since 2002

Please contact me about The STAR Plan

* Top 35% by compensation in white-collar roles/titles with 30+ day’s future employment.

The STAR Plan^® (Strategic Talent Appreciation and Recognition) is an employer-facilitated insurance-based investment program utilizing investment-oriented institutionally-priced life insurance (ILI).

The STAR Plan® is a Registered Service Mark of Valley View Consultants, Inc.
Last modified: April 12, 2008