Employer Due Care
Helping ILI qualifying individuals access a new era of total cash management

Home
About Us
Services
A Reasoned Decision
ILI Overview
Life Events Analysis
STAR Participant
Employer Due Care
Professional Advisors
FAQ's
Participant Services
Disclaimer & Disclosure
Contact Us

 

The Employer "Facilitator" and "Awareness" Role

  • No “sponsorship” or “endorsements”.

  • Facilitating individual awareness of their STAR qualification.

  • No costs, liabilities or administrative responsibilities.

  • No contribution requirements.

  • No testing requirements.

  • No participation requirements.

  • Optional tax-deductible incentive compensation or parity restoration contributions.

  • Cost savings ... STAR reduces the need for many of today’s supplemental “benefit” plans.

  • Facilitating access to the same professional third party administration used by employers for their employer-owned ILI.

The Result - An Equal Financial Opportunity Workplace

All employers can help their white-collar people become STAR Aware.

Traditionally, employers have been limited to offering their people access to a series of boxes … 401(k), Roth, 529, taxable accounts, nonqualified deferred compensation, long term care, supplemental disability, supplemental life insurance, etc.

Today, employers can provide awareness of a more practical solution to the people that have made the ILI opportunity possible.

ILI is not new to the workplace. 

  • ILI was created over 20 years ago by a handful of the largest life insurance companies for corporate risk management (cash management plus death benefit protection). 

  • ILI is different than retail life insurance … and why Chief Financial Officers have over $156 billion of ILI cash surrender value on their balance sheets. (2008 VVC estimate)

  • ILI qualifying employees have consented to be insured by their employer for years to help employers manage the cost of benefit plans (medical and pension) and business continuity plans.

  • Now employers can return that courtesy by making those same employees aware they can now access leading ILI products for their personal risk management.

The STAR Plan is a workplace complement … a good-will communication recognizing the individuals whose career and life choices have made this level of financial efficiency possible.

Helping employers offer financial parity to all their people since 2002

Please contact me about The STAR Plan

Copyright © 2002-2010 Valley View Consultants, Inc.  All rights reserved.

The STAR Plan®  is a Registered Service Mark of Valley View Consultants, Inc.
Last modified: June 14, 2010