Plan Administration and Service Center

8522 Greenbriar Est., Edwardsville, IL 62025

Copyright 2018, Valley View Consultants, Inc. All Rights Reserved.

Disclaimer   |   Contact Us

Valley View Consultants, Inc.

Library - Learning Center


Institutionally-priced Life Insurance (ILI) represents a different level of planning asset built specifically to take advantage of:

Result is a superior fund, cash, tax and risk management container for those expected to live the longest.

ILI serves (1) as a fund investment alternative that (2) secondarily provides added financial protection.


The result is a lower lifelong total cost-of-investing plus financial protection.






















_______________________________________________________________________________

Co-Authored Articles and Presentations

E. Randolph Whitelaw, AEP (Distinguished) and Charles M. “Mark” Whitelaw

Equity Indexed Universal Life - A Call to Action

April 2015 - Society of Financial Service Professionals - Risk Management

A review of the consumer disclosure problems relative to EIUL's fit in a consumers financial or trust planning.

Institutional Life Insurance - A More Suitable Investment Management Container for Affluent Individuals and ILIT Trustees

June 2015 - Society of Financial Service Professionals - Financial Planning

A review of the fund investment and risk management alternative used by CFO's since 1986 and now available for affluent individuals and trustees.

 EIUL - A Call to Action - Presentation including ILI Restoration Analysis

Suitability, Policy Design and Policy Management Considerations to Maximize the Probability of a Favorable Outcome

 EIUL - A Call to Action - Presentation of Deceptive Sales Examples

Examples of the EIUL Deceptive Sales Process and Guide for Policy Re-illustration and Planning Rehabilitation

 EIUL - A Call to Action - The Need for Consumer Intervention Increased (Tax Facts)

Sept 2015 Tax Facts Article reviewing NAIC AG49 and the need for Consumer Intervention and Rehabilitation.

 EIUL - A Call to Action - The Need for Consumer Intervention Increased (PPT)

PPT version of Sept 2015 Tax Facts Article by same name reviewing NAIC AG49 and the need for Consumer Intervention and Rehabilitation.


Mark Whitelaw is a contributing writer to the E. Randolph Whitelaw and Henry Montag book “The Life Insurance Policy Crisis”.  ABA Book Link